Email me when you hit 75%!

It’s true, that rings clearly for myself as well. No matter how much I earned, and despite earning more and more with each passing year, I find myself NEVER HAVING ENOUGH.

It just was never enough.

Somehow or rather, money just ‘leaks’ out, something just happens, there is a need there, a need to fix this, a need to fix that. And even if i saved x amount this month, somehow I’d need to use that saved x amount from last month for the following month!

This continued for two years for myself, until like you, i began to reflect more, think more, and studied more about the characteristics of money.

Today, i ‘basketise’ my money, or you can call it compartmentalise my money. I found out that you do it too, Ken. But not as many as 18 account though =p not yet la.

I pay myself 25% first, of which 15% is savings, and 10% investment fund, 10% tithe, 10% parents, and live on the 45% remainder. However, as my income grows, I will keep increasing the amount I pay to myself, with an aim to reach at least 75%. =)

But I don’t think it’s too late for you! It’s never too late to start doing something to improve your life. If you were working in a Parastatal and got paid more than a million dollars, I’m sure you have some skills to make a living somewhere else?

Stop thinking about the past and live the present. Ask yourself how you can get a better career and have a better life. Many times it’s our psychology that stops us from moving forward in life, not the actual circumstances.

So, start small, but think big. Hope this helps. All the best to you and please keep me posted!

Right now as I write this mail, I am fighting with painful guilty feelings and working with a Company where I am paid peanuts, shouted at all the time and told that I should resign. I cannot for the time being as I have many responsibilities.

Sometimes you learn the hard way when it is too late.

Matha

If it still doesn’t work, let me know!