Invest in yourself, which is the philosophy of this blog. If you want to achieve financial freedom, you have to invest in yourself constantly.

It’s crazy to imagine money working for you all the time. But all the financial experts have said it, make your money work for you. But is it really that easy to do? Maybe, maybe not. It depends on ONE factor: YOU.

This is a secret to get more money and time: Automate + Unautomate + Reautomate. What do I mean by that? Automate the good stuffs so they keep going, unautomate the bad stuffs so they don’t keep coming, reautomate so you know you're on a good track.

There are a lot of talks around getting out of debt on TV and around the blogosphere (think Dave Ramsey and Man vs Debt). And you hear and read those people on the shows in the comments that they feel so wonderful after paying off their debt, or that they feel stuck because they are not making much progress. In either case, seems like having a debt is a bad thing. So, why is debt your biggest enemy in personal finance? Because it limits your options.