Do you worry about not having enough money? Not the money to go for vacation in Hawaii or get the latest Porsche sports car. I’m talking about the money you need for retirement, for your kids, for yourself to live comfortably. I bet the answer is a big YES! for most people. It’s difficult to not worry about money when the economic recession is still killing every single company, even the big ones. What can you do about it?

Let's talk about fears. What do you fear the most? Spiders, snakes, death? According to many professional counselors such as Shannon Stephens from the Augusta State University, the No.1 fear in the United States is public speaking (death is probably No. 2). Yeah, public speaking - the opportunity to get embarrassed and make a fool out of yourself by standing in front of an audience and talk. But, it's also the opportunity to share with the world your ideas and dreams, the chance to get recognized by others for you efforts and knowledge. So, how do you conquer the fear of public speaking?

Do you have messes in your life? That desk you’ve been trying to clean up, the closet full of clothes you don’t want, the to-do lists you’ve kept adding but not ticking off! If you’re one of those people that have messes all over the place, be it your house or your workplace or even your mind, you should keep reading.

Are you busy? I know I am! But it's good to be busy. It keeps you doing things that will move you forward in life and you can also learn quite a bit from it, provided you're doing something beneficial. However, are you sooooo busy that you can't afford to even deal with the most important things in your life, such as your wealth and health?